Legal & Licensed Money Lender in Singapore Since 2017

Personal, payday and foreigner loans from a MinLaw-licensed moneylender in Singapore. Licence No. 130/2026 · UEN 201725475H · Walk in at the High Street Centre.

About Khalon & Gill

At Khalon & Gill, we are more than just a licensed money lending company. Since our establishment in 2017, we have been dedicated to offering a seamless avenue for individuals and businesses seeking micro-financing options. With an unwavering focus on meeting the unique needs of our clients, we pride ourselves on delivering flexible solutions that are meticulously crafted to ensure a comfortable and hassle-free client experience.

Loans that we offer

Personal Loan

Unlock financial freedom with Khalon & Gill’s personalized personal loans. Get the funds you need quickly and easily, with competitive rates and a seamless process. Achieve your goals with our flexible solutions.

Payday Loan

A payday loan is a short-term loan designed to help you manage urgent cash needs before your next salary comes in. It is usually used for smaller, immediate expenses rather than long-term financial commitments.

Foreigner Loan

Working in Singapore can open many doors, but it can also bring unexpected financial pressure. Many foreign workers need extra cash for medical bills, family support back home, rental deposits, school fees, travel costs, or sudden gaps between paydays

Personal Loan

Steps to apply loan

Submit request form

Visit the office

Our loan officer will listen to your loan request. He/ she will explain you the terms & conditions of the loan for your understanding

Signing the loan agreement

Once you agree with the loan amount, terms & conditions, our loan officer will help you to sign the agreement

Get your Loan

Once a contract is signed, you will receive the loan immediately.

Reviews

    
 
 
       Posted on Google  
   
   Isa mohammad 
 
 
 
 Trustindex verifies that the original source of the review is Google. Thank you Khalon and Gill!!
  
 
      Posted on Google  
   
   Nur 
 
 
 
 Trustindex verifies that the original source of the review is Google. Almost 10 years with them and really appreciate there service.they are very polite and easy to approach.Very understanding.thank you so much khalon&gill
  
 
      Posted on Google  
   
   Bashir Mohd 
 
 
 
 Trustindex verifies that the original source of the review is Google. Trustworthy n efficient
  
 
      Posted on Google  
   
   Dee Nafysa 
 
 
 
 Trustindex verifies that the original source of the review is Google. Very understanding and helpful. They always try their best to understand our situation and provide the best possible solution. The service was smooth, supportive, and professional. Really appreciate their patience and assistance. Highly recommended!
  
 
      Posted on Google  
   
   izzat danny 
 
 
 
 Trustindex verifies that the original source of the review is Google. Very understanding very polite.
  
 
      Posted on Google  
   
   Julie ann Villamor 
 
 
 
 Trustindex verifies that the original source of the review is Google. The staff was very kind and professional. Easy to communicate with and they explained the details clearly. Thank you for the good service!
  
 
      Posted on Google  
   
   Myla Alcantara 
 
 
 
 Trustindex verifies that the original source of the review is Google. Very accommodating and helpful, smooth and past transaction.
  
 
      Posted on Google  
   
   Malkit Singh 
 
 
 
 Trustindex verifies that the original source of the review is Google. Very efficient, smooth and fast service.Very helpful and knowledgeable with clear instructions and explanation.Thank you so much.
  
 
      Posted on Google  
   
   Becca Ferrer 
 
 
 
 Trustindex verifies that the original source of the review is Google. Very accommodating and helpful

FAQs

Is Khalon & Gill a licensed money lender in Singapore?

Yes. Khalon & Gill is a licensed moneylender in Singapore, regulated by the Registry of Moneylenders under the Ministry of Law. Our licence number is 130/2026 and our UEN is 201725475H. You can confirm our details on the official list of licensed moneylenders before you apply.

Which is the best licensed money lender in Singapore?

The right lender is one you can verify and understand. Look for five things:

The lender is on the Ministry of Law's list.
It quotes all fees in writing before you sign.
It explains the contract to you in person.
It has genuine Google reviews.
It never asks for your Singpass password.

Who can borrow from money lenders in Singapore?

Singapore citizens, permanent residents and foreigners with a valid Work Pass (e.g., S Pass or Employment Pass) can apply, as long as they're 21 or older and have a steady income. Having a bad credit score or an existing loan doesn't automatically disqualify you. We assess your ability to repay so you don't over-borrow.

What documents do I need to apply for a loan?

You'll usually need:

Your NRIC/Singpass and Work Pass
Your latest 3 months' payslips or CPF contribution history
Proof of current residential address

Bringing complete documents to our office lets our licensed moneylender team in Singapore process your loan faster.

How to borrow from a legal money lender in Singapore?

At Khalon & Gill, it takes four steps:

Submit our online request form.
Visit our office at High Street Centre, 1 North Bridge Road, where we verify your identity.
Sign the loan agreement after we explain every term and fee.
Receive your cash, usually shortly after signing.

Can I get a loan from a licensed moneylender if I have bad credit?

Yes, you can still apply. As a licensed moneylender in Singapore, we look at your current income and ability to repay, not just your credit score. We do check the Moneylenders Credit Bureau to make sure the loan fits within legal limits and doesn't put you at risk of over-borrowing.

Ready to take control of your financial future?

Enquire now and discover how Khalon & Gill can help you achieve your goals.